Legal & other notices

We are Pendragon, a business and business name of Wilmington Publishing & Information Ltd. Our registered office is at 5th Floor, Whitechapel Building, 10 Whitechapel High Street, London E1 8QS and our registered company number is 03368442.

Terms & Conditions of Use of this Web Site

We are Pendragon and we are, and are a business name of, Wilmington Publishing & Information Limited of 5th Floor, 10 Whitechapel High Street, London E1 8QS (registered office, registered in England, number 3368442) and we are part of Wilmington PLC. See the contact page for our business address and contact details.

A registered user of the website is someone who has a login that they are entitled to use issued by Pendragon either directly or through their organisation.

If you are a registered user of the website, your use of it is subject to the terms and conditions of your or your organisation’s agreement with Pendragon for use of the website.

If you are not a registered user of the website, you may not login to the website or try to. Your access to the part of the website that does not require a login is subject to the Privacy Policy and the Copyright Notice for the website below.

Pendragon and other information providers to the site accept no responsibility for loss incurred by any person acting or refraining from action as a result of material on or omitted from this website.

Copyright and IPR Notice

Pensions Benefits Law Reports are published with the consent of Pensions Law Limited. Pensions Law Reports are published with the consent of Income Data Services.

All materials on this website, which includes the Perspective service, including the above, is copyright and, where applicable, is subject to database rights, the copyright owners and database rights owners reserve all their rights.

Pendragon and the information providers accept no responsibility for loss incurred by any person acting or refraining from action as a result of material in or omitted from Perspective.

Pendragon is a Wilmington Publishing & Information Limited business. Registered in England, No 3368442. Registered office 5th Floor, 10 Whitechapel High Street, London E1 8QS.

PERSPECTIVE PRIVACY NOTICE

ABOUT THIS NOTICE

Pendragon is committed to protecting the privacy and security of your personal information. This privacy notice describes how, in relation to Perspective, we collect and use personal information about you in accordance with data protection law. Please read it carefully.

Data protection law says that the personal information we hold about you must be:

Used lawfully, fairly and in a transparent way.
Collected only for valid purposes that we have clearly explained to you and not used in any way that is incompatible with those purposes.
Relevant to the purposes we have told you about and limited only to those purposes.
Accurate and kept up to date.
Kept only as long as necessary for the purposes we have told you about.
Kept securely

If you have any questions about this notice or how we collect and use personal information about you please contact us at email@pendragon.co.uk.

INFORMATION ABOUT US
1. We are Pendragon, a business and business name of Wilmington Publishing & Information Ltd. Our registered office is at 5th Floor, Whitechapel Building, 10 Whitechapel High Street, London E1 8QS and our registered company number is 03368442.
2. If you have any questions, our contact details are:
  1. Pendragon, 5th Floor, Whitechapel Building, 10 Whitechapel High Street, London E1 8QS
  2. 020 7608 9000
  3. email@pendragon.co.uk or ask your usual Pendragon contact.
3. We also have a dedicated Data Protection Officer who is responsible for data compliance issues. Their contact details are below:
  1. 020 7324 2346
  2. dataprotection@wilmingtonplc.com
Contract Information and OTHER CORRESPONDENCE
1. When a subscriber, usually an organisation, subscribes to Perspective under a subscription contract there will be personal information about you relating to the subscription contract such as your name, contact details, contract details, delivery details, and correspondence with us about the contract. Some of this information, typically contact information, will be gathered during negotiations for the subscription.
2. We need certain information about the subscriber to, and about users of, Perspective to carry out our contractual obligations to the subscriber to provide access to Perspective for the users. You or the subscriber must provide this information either in order to enter into or maintain the subscription contract with us, or as required under that contract, to use Perspective; if you do not, we may not be able to carry out our contract with the Subscriber. In particular, you or the subscriber must provide the following information:
  1. your name and contact details if you are the subscriber or one of our commercial contacts with the subscriber,
  2. your payment details if you are the subscriber,
  3. information to verify your identity and other information for us to carry out anti money laundering checks if you are the subscriber, and
  4. name and contact details of individual users of Perspective covered by the subscription in the case of Perspective.info, the online version of Perspective.
3. Other correspondence or interaction (for example by email, telephone, post, SMS or via our website) between you and us, will include personal information (such as names and contact details) in that correspondence. This may include enquiries, reviews, follow-up comments or complaints lodged by or against you and disputes with you or your organisation.
4. Call information. We may also collect details of phone numbers used to call our organisation and the date, time and duration of any calls. Please note that we may record your calls to or from us for quality and training purposes.
5. We will keep and use that information to carry out our contract with you (if applicable), to comply with any legal requirements for us to maintain certain records or carry out certain verifications, and/or for our legitimate interests in dealing with a complaint or enquiry and administering your (or your organisation’s) account or order and any services we offer, as well as to review and improve our offerings, including troubleshooting, data analysis, testing, research, statistical and survey purposes.
6. If you work for a subscriber to Perspective, the information we collect about you may include your contact information, details of your employment and our relationship with you and how you use Perspective. This information may be collected directly from you, or provided by your organisation. Your organisation should have informed you that your information would be provided to us, and directed you to this policy. We use this as necessary for our legitimate interests in managing our relationship with your organisation. If we have a business relationship with you or your organisation, we may receive information about you from your organisation.
7. Where your information relates to a subscription, it is kept for a period of up to 7 years after the subscription is terminated to enable us to deal with any after sales enquiries or claims and as required for tax purposes and may be stored in our archive for reference purposes for as long as our business requires which we will review after 7 years. Where there were discussions or negotiations about a subscription the data will be kept for 7 years and then archived as above.
8. Any other information is kept for 7 years and archived as above
MARKETING
1. If you are not already a subscriber to or user of Perspective, we may collect your name and contact details (such as your email address, phone number or address) in order to send you information about our products and services which you might be interested in. We may collect this directly from you, or through a third party. If a third party collected your name and contact details, we will process your professional data based on legitimate interests, send you a fair processing notice and then respect any communication preferences you give us.
2. You always have the right to “opt out” of receiving our marketing communications. You can exercise the right at any time by contacting us at email@pendragon.co.uk. If we send you any marketing emails, we will always provide an unsubscribe option to allow you to opt out of any further marketing emails. If you “opt-out” of our marketing materials you will be added to our suppression list to ensure we do not accidentally send you further marketing communications. Where you unsubscribe from any postal marketing, you may initially still receive some content which has already been printed or sent, but we will remove you from any future campaigns. We may still need to contact you for administrative or operational purposes, but we will make sure that those communications don’t include direct marketing.
3. We retain your details on our marketing list until you “opt-out” at which point we add you to our suppression list. We keep that suppression list indefinitely to comply with our legal obligations to ensure we don’t accidentally send you any more marketing communications.
4. If you are a user of Perspective, we may occasionally send you information about Perspective, such as updated privacy policies, news about Perspective and our other relevant services.
5. If, as a user of Perspective, you register to receive the Perspective news or document alert service, we will send you the news and or document alert emails. We might occasionally include a news story news about Perspective, our other services or a special offer of a relevant product from a third party. If you do not want to receive these you may opt out of receiving the news and or document alert service at any time by clicking the “To stop receiving alerts…..” link in the alert emails.
6. We never share your name or contact details with third parties for marketing purposes. We do use third party service providers to send out our marketing and or other communications about Perspective as above, but we only allow them to use that information on our instructions and where they have agreed to treat the information confidentially and to keep it secure.
Website information
1. We may collect information about you and your use of our website via technical means such as cookies, webpage counters and other analytics tools. We use this as necessary for our legitimate interests in administering our website and to ensure it operates effectively and securely.
2. For detailed information on the cookies we use and the purposes for which we use them see our Cookie Notice.
3. We keep this website information about you from when it is collected until the relevant cookie expires.
4. Our website may, from time to time, contain links to third party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy notice of every website you visit.
Information collected at our premises
1. Visitor information. We collect information about visitors to our premises. We may record information on your visit, including the date and time, who you are visiting, your name, employer, contact details and vehicle registration number. If you have an accident at our premises, this may include an account of your accident.
2. CCTV. We may operate CCTV at our premises which may record you and your activities. We display notices to make it clear what areas are subject to surveillance. We only release footage following a warrant or formal request from law enforcement agencies, or as necessary in relation to disputes.
3. We use this information as necessary for our legitimate interests in administering your visit, ensuring site security and visitor safety, and administering parking.
4. Visitor information is kept for a period of up to 3 months If you have an accident on our premises, our accident records are retained for a period of up to 3 years.
5. CCTV recordings may be kept for a period of up to 35 days (unless an incident occurs and it is necessary for us to keep recordings for longer to properly deal with it).
Job Applicants
1. We will collect and hold information on job applicants, including information you provide to us in your application, or provided to us by recruitment agencies, as well as information on you from any referees you provide.
2. We use this as necessary to enter into an employment contract with you, and for our legitimate interests in evaluating candidates and recording our recruitment activities, and as necessary to exercise and perform our employment law obligations and rights.
3. If you are successful in your application, your information will be used and kept in accordance with our internal privacy notice. If you currently work for us, or used to work for us, you can request a copy of this from us. If you are not successful in your application, your information will be held for up to 6 months after the relevant round of recruitment has finished.
4. You must provide certain information (such as your name, contact details, professional and educational history) for us to consider your application fully. If you have not provided all of this information, we may contact you to ask for it. If you do not wish to provide this information, we may not be able to properly consider your application.
5. If you are listed as a referee by an applicant, we will hold your name, contact details, professional information about you (such as your employer and job title) and details of your relationship with the applicant. We will use this information as necessary for our legitimate interests in evaluating candidates and as necessary to exercise and perform our employment law obligations and rights. Your information will be kept alongside the applicant’s information.
6. If you are listed as an emergency contact by someone who works for us, we will hold your name, contact details and details of your relationship with that worker. We will use this to contact you as necessary to carry out our obligations under employment law, to protect the vital interests of that worker, and for our legitimate interests in administering our relationship with that worker. Your information will be kept until it is updated by that worker, or we no longer need to contact that worker after they have stopped working for us.
Legal Claims
1. Where we consider there to be a risk that we may need to defend or bring legal claims, we may retain your personal information as necessary for our legitimate interests in ensuring that we can properly bring or defend legal claims. We may also need to share this information with our insurers or legal advisers. How long we keep this information for will depend on the nature of the claim and how long we consider there to be a risk that we will need to defend or bring a claim.
Information we receive from third parties
1. We may also receive information about you from the following sources:
  1. Our service providers. We work closely with third parties (including, for example, business partners, sub-contractors in technical, payment and delivery services, analytics providers, search information providers and credit reference agencies) who may provide us with information about you, to be used as set out above.
  2. Businesses we have bought. If we have acquired another business, or substantially all of its assets, which originally held your information, we will hold and use the information you provided to them, or which they otherwise held about you, in accordance with this privacy notice.
  3. Our other channels. This is information we receive about you if you use any of the other websites we, our group companies or our partners operate, or the other services or products we provide. In this case we will have informed you when we collected that data if we intend to share that data internally and combine it with data collected on this website. We will also have told you for what purpose we will share and combine your data.
  4. Publicly available sources. We obtain information from the following publicly available sources: your employer website, your regulatory body, Companies House, other news websites or social media such as LinkedIn.
  5. Credit information. We may also collect credit information on you from third party reference agencies.
WHY ELSE DO WE USE YOUR INFORMATION?
1. Common uses of your information. We will only use your personal information when the law allows us to do so. Although in limited circumstances we may use your information because you have specifically consented to it, we generally use your information in the ways set out in this notice because:
  1. we need to perform a contract we have entered into with you or your organisation,
  2. to improve and develop the services we provide,
  3. we need to comply with a legal obligation,
  4. it is necessary for our legitimate interests (or those of a third party) and your interests and rights do not override those interests, and
  5. we need to protect your interests (or someone else’s interests) or where it is needed in the public interest (although these circumstances are likely to be rare).
2. Change of purpose. We will only use your personal information for the purposes for which we collected it as set out in this notice, unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If we need to use your personal information for an unrelated purpose, we will notify you and we will explain the legal basis which allows us to do so.
SHARING YOUR INFORMATION
As well as any sharing listed above, we may also share your information with third parties, including third-party service providers and other entities in our group. Third parties are required to respect the security of your personal information and to treat it in accordance with the law. We never sell your data to third parties.
1. Why might we share your personal information with third parties?
  We may share your personal information with third parties if we are under a duty to disclose or share your personal information in order to comply with any legal obligation, or in order to enforce or apply our agreements with you, or to protect the rights, property, or safety of us, our customers, or others or where we have another legitimate interest in doing so. This may include exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.
2. Which third-party service providers process your personal information?
3. We may also need to share your personal information with third-party service providers (including contractors and designated agents) so that they can carry out their services.
4. The following activities are carried out by third-party service providers: email delivery and marketing systems, IT and web services, legal and other professional advice.
5. When might we share your personal information with other entities in the group?
6. We may share your personal information with other entities in our group in our shared email marketing and finance systems, as part of our regular reporting and analytics activities on company and product performance, in the context of a business reorganisation or group restructuring exercise, and for system maintenance support and hosting of data.
7. How secure is your information with third-party service providers and other entities in our group?
  All our third-party service providers and other entities in the group are required to take appropriate security measures to protect your personal information. Where third parties process your personal information on our behalf as “data processors” they must do so only on our instructions and where they have agreed to treat the information confidentially and to keep it secure.
8. What about other third parties?
  We may share your personal information with other third parties, for example in the context of the possible sale or restructuring of the business where necessary in connection with the purposes for which your information was collected. We may also need to share your personal information with a regulator or to otherwise comply with the law.
WHERE WE STORE YOUR INFORMATION
1. Our office headquarters are based in London and our main data centre is located in Telford, UK. However, where required to perform our contract with you or for our wider business purposes, the information that we hold about you may be transferred to, and stored at, a destination outside the UK and the EU. It may also be processed by staff operating outside the UK and EU who work for us or for one of our service providers. Our group of companies operate in the following countries: UK, Spain, France, Ireland, USA, Dubai, Singapore and Hong Kong.
2. The personal data required to deliver Perspective.info, the online version of Perspective, is held and processed on servers belonging to Amazon Web Services in their EU Availability Zone managed by our development partner Isotoma Ltd. We remain the data controller in relation to all such data.
3. We will take all steps reasonably necessary to ensure that your personal information is treated securely and in accordance with this privacy notice.
4. Some countries or organisations outside of the UK and the EU which we may transfer your information to will have an “adequacy decision” in place, meaning the EU considers them to have an adequate data protection regime in place. These are set out on the European Commission website: https://ec.europa.eu/info/law/law-topic/data-protection/data-transfers-outside-eu/adequacy-protection-personal-data-non-eu-countries_en.
5. If we transfer data to countries or organisations outside of the UK and the EU which the EU does not consider to have an adequate data protection regime in place, we will ensure that appropriate safeguards (for example, model clauses approved by the EU or a data protection authority) are put in place where required. To obtain more details of these safeguards, please contact us.
DATA SECURITY
1. As well as the measures set out above in relation to the sharing of your information, we have put in place appropriate internal security measures to prevent your personal information from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal information to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal information on our instructions and they are subject to a duty of confidentiality.
2. We have put in place procedures to deal with any suspected data security breach and will notify you and any applicable regulator of a suspected breach where necessary.
HOW LONG WILL WE KEEP YOUR INFORMATION FOR?
1. We have set out above indications of how long we generally keep your information. In some circumstances, it may be necessary to keep your information for longer than that in order to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.
2. To determine the appropriate retention period for personal information, we consider the amount, nature, and sensitivity of the personal information, the potential risk of harm from unauthorised use or disclosure of your personal information, the purposes for which we process your personal information and whether we can achieve those purposes through other means, and the applicable legal requirements.
3. We may delete, archive and delete from the archive information earlier than set out above if we conclude in a review that in the light of circumstances we no longer need to keep it.
4. In some circumstances we may anonymise your personal information so that it can no longer be associated with you, in which case we may use such information without further notice to you.
YOUR RIGHTS
1. Data protection law gives you a number of rights when it comes to personal information we hold about you. The key rights are set out below. More information about your rights can be obtained from the Information Commissioner’s Office (ICO). Under certain circumstances, by law you have the right to:
  1. Be informed in a clear, transparent and easily understandable way about how we use your personal information and about your rights. This is why we are providing you with the information in this notice. If you require any further information about how we use your personal information, please let us know.
  2. Request access to your personal information (commonly known as a “data subject access request”). This enables you to receive a copy of the personal information we hold about you and to check that we are lawfully processing it.
  3. Request correction of the personal information that we hold about you. This enables you to have any incomplete or inaccurate information we hold about you corrected.
  4. Request erasure of your personal information. This enables you to ask us to delete or remove personal information where there is no good reason for us to continue to process it (for instance, we may need to continue using your personal data to comply with our legal obligations). You also have the right to ask us to delete or remove your personal information where you have exercised your right to object to processing (see below).
  5. Object to processing of your personal information where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation which makes you want to object to us using your information on this basis and we do not have a compelling legitimate basis for doing so which overrides your rights, interests and freedoms (for instance, we may need it to defend a legal claim). You also have the right to object where we are processing your personal information for direct marketing purposes.
  6. Request the restriction of processing of your personal information. This enables you to ask us to suspend the processing of personal information about you, for example if you want us to establish its accuracy or the reason for processing it.
  7. Request the transfer of your personal information to another party where you provided it to us and we are using it based on your consent, or to carry out a contract with you, and we process it using automated means.
  8. Withdraw consent. In the limited circumstances where we are relying on your consent (as opposed to the other bases set out above) to the collection, processing and transfer of your personal information for a specific purpose, you have the right to withdraw your consent for that specific processing at any time. Once we have received notification that you have withdrawn your consent, we will no longer process your information for the purpose or purposes you originally agreed to, unless we have another legitimate interest in doing so.
  9. Lodge a complaint. If you think that we are using your information in a way which breaches data protection law, you have the right to lodge a complaint with your national data protection supervisory authority (if you are in the UK, this will be the ICO).
    If you want to review, verify, correct or request erasure of your personal information, object to the processing of your personal information, withdraw your consent to the processing of your personal information or request that we transfer a copy of your personal information to another party, please contact us at email@pendragon.co.uk.
2. No fee usually required. You will not have to pay a fee to access your personal information (or to exercise any of the other rights). However, we may charge a reasonable fee if your request for access is clearly unfounded or excessive. Alternatively, we may refuse to comply with the request in such circumstances.
3. What we may need from you. We may need to request specific information from you to help us understand the nature of your request, to confirm your identity and ensure your right to access the information (or to exercise any of your other rights). This is another appropriate security measure to ensure that personal information is not disclosed to any person who has no right to receive it.
4. Timescale. Please consider your request responsibly before submitting it. We will respond to your request as soon as we can. Generally, this will be within one month from when we receive your request but, if the request is going to take longer to deal with, we will let you know.
CHANGES TO THIS PRIVACY NOTICE
Any changes we make to our privacy notice in the future will be posted on this page and, where appropriate, notified to you by e-mail or otherwise. Please check back frequently to see any updates or changes to our privacy notice.

ACCESSIBILITY STATEMENT FOR PENDRAGON WEBSITES

pendragon.co.uk – the Pendragon “brochure” website which contains corporate information about our business and marketing literature for our main product, Perspective.
perspective.info – our Perspective Web App which is a subscriber-only library of legal and regulatory documents.

Measures to support accessibility

Pendragon takes the following measures to ensure accessibility of our websites:

Include accessibility as part of our mission statement.
Include accessibility throughout our internal policies.
Appoint an accessibility officer.
Provide continual accessibility training for our staff.
Assign clear accessibility goals and responsibilities.

Conformance status

The Web Content Accessibility Guidelines (WCAG) defines requirements for designers and developers to improve accessibility for people with disabilities. It defines three levels of conformance: Level A, Level AA, and Level AAA.

Our goal is to meet and exceed WCAG 2.1 Level AA. We also aim to ensure Voiceover/Narrator screen-readers are fully supported and function as intended.

Currently only our Pendragon “brochure” website (www.pendragon.co.uk) is conformant with WCAG 2.1 level AA and fully supports a screen reader.

Our Perspective Web App (perspective.info) is conformant with WCAG 2.1 level AA and fully supports a screen reader.

Feedback

We have a steering group across our parent group, Wilmington Group PLC, dedicated to promoting accessibility. We welcome your feedback on the accessibility of the Pendragon websites. Please let us know if you encounter accessibility barriers on either our Pendragon “brochure” website or our Perspective Web App.

Phone: +44 (0) 20 7490 0049
E-mail: accessibility@wilmingtonplc.com
Visitor Address: 5th Floor, 10 Whitechapel High Street, London. E1 8QS
Postal Address: Accessibility Steering Group, Head Office, 5th Floor, 10 Whitechapel High Street, London. E1 8QS
Follow us on LinkedIn: https://www.linkedin.com/company/wilmington-group-plc/
Tweet us on Twitter: @wilmingtonplc

We aim to respond to feedback within 2-3 business days.

Compatibility with browsers and assistive technology

Our Pendragon websites are designed to be compatible with the following assistive technologies:

Modern Chromium-based browsers (Google Chrome, Microsoft Edge) with Voiceover on MacOS or Narrator on Microsoft Windows.

Our websites are not compatible with:

Older and out-of-support browsers such as Microsoft Internet Explorer or Microsoft Edge Legacy.

Technical specifications

Accessibility of our websites relies on the following technologies to work with the particular combination of web browser and any assistive technologies or plugins installed on your computer:

HTML
CSS
JavaScript

These technologies are relied upon for conformance with the accessibility standards used.

Limitations and alternatives

Despite our best efforts to ensure accessibility of our websites, there are some known limitations and potential solutions, listed below. Please contact us if you observe an issue not listed.

We aim to correct these to support screen-readers, and be conformant with WCAG 2.1 level AA by September 2022, or sooner.

Known limitations for our Pendragon “brochure” website (www.pendragon.co.uk):

none

Known limitations for our Perspective Web App (perspective.info):

none

Assessment approach

Pendragon assessed the accessibility of our websites through self-evaluation using in-house expertise and off-the-shelf tools.

Formal complaints

For formal complaints, please contact the Wilmington Accessibility Steering Group via email on accessibility@wilmingtonplc.com.

Cookie Notice
pendragon.co.uk – the Pendragon “brochure” website which contains corporate information about our business and marketing literature for our main product, Perspective.
perspective.info – our Perspective Web App which is a subscriber-only library of legal and regulatory documents.

About this Cookie Notice
Cookies are small text files transferred from websites, applications or services to your web browser. Our website uses cookies, as almost all websites do, to help provide you with the best experience we can. Our cookies help us to:

Make our website work as you would expect
Reduce the number of times you have to provide log in credentials (on perspective.info only)
Improve the speed/security of the site
Know that you have accepted this policy
Gather analytic and usage data.

We do not use cookies (but may use other technology) to:

Collect any personally identifiable information
Pass personally identifiable data to third parties

Granting us permission to use cookies
Should you visit and continue to use our websites it will mean that you accept the use of our cookies. On perspective.info you will be unable to login and use the app unless you accept cookies and this policy.

Types of cookies used on our website

Functionality
These cookies remember that you have logged in and accepted this policy. These can then be used to make your visits more streamlined, and tailored. They also protect your account from misuse.

Statistics and Analytics
These cookies allow us to monitor and measure your interaction with the various pages on our site (but no others) and collect statistics for later analysis. We aggregate these statistics and use them to further streamline the most important and popular parts of our websites.

All our cookies are “first-party” cookies. The information these cookies collect cannot track your browsing activity on other websites.

We do not use any other types of cookie.

More information
If you wish to know more about cookies, there are some useful, independent resources that provide detailed information about cookie types, what they are used for and how you can manage your cookie preferences: